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 Drive without Worries with AAP and FPG’s Lowest Participation Rates for Comprehensive Insurance


The Automobile Association Philippines (AAP) and Federal Phoenix Group (FPG) Company Inc. now offers the most competitive rates for comprehensive insurance. The National Auto Club is offering reduced participations rates for various vehicle types, provided that the fair market value shall not exceed P3 million.

For sedans, the participation fee is P2,000 while for SUVs, AUVs and other light commercial vehicles (LCVs or UVs), the participation fee is P3,000. The sample computation is as follows:

FPG Sample Computation Table

AAP members can call any AAP office for inquiries and sample computation:

  • AAP Tower (main office): 705 3333, 09285039146 and 09778035476
  • AAP Makati: 814.0584
  • AAP Alabang: 850.9831, 0998.983.6915, 0922.860.1584, 0977.802.8820
  • AAP Lipa: (63 43) 784.7972, (63 43)784.7998, 0922.860.1600
  • AAP Pampanga: (63 45)436.1816, 0922.860.1577 
  • AAP Cebu: (63 32) 268.2400, (63 32) 233.9971, 0922.860.1578
  • AAP Davao: (63 82) 299.49.61 to 62, 0922.860.1597